Current manufacturer rates · Ontario
2026 Ram 1500 Laramie®
- Best finance
- 0% · 36 mo
- Best lease
- 8.99% · 36 mo
Also: 2027 1500 →
Finance and lease rates, payment estimates, and rate history for this new-car trim.
Rates from Ram Canada's website, checked Nov 4, 2026.
Price before tax
- MSRP
- $84,395
- Freight and PDI
- $2,695
- A/C Tax
- $100
- All-in before tax
- $87,190
Finance rates
Monthly payments assume $0 down and include Ontario HST.
| Term | Finance offers |
|---|---|
| 36 months | 0% special$2,737/mo 4.99% standard with $11,500 cash$2,563/mo |
| 48 months | 0% special$2,053/mo 4.99% standard with $11,500 cash$1,969/mo |
| 60 months | 0% special$1,642/mo 4.99% standard with $11,500 cash$1,614/mo |
| 72 months | 0% special$1,368/mo 4.99% standard with $11,500 cash$1,377/mo |
| 84 months | 0% special$1,173/mo 4.99% standard with $11,500 cash$1,208/mo |
| 96 months | 1.99% special$1,111/mo 5.99% standard with $11,500 cash$1,124/mo |
Lease rates
Monthly payments assume $0 down and include Ontario HST.
| Term | 12,000 km/yr | 18,000 km/yr | 24,000 km/yr |
|---|---|---|---|
| 24 months | 9.49% · $2,032/mo 52% residual · $43,885 buyout + HST | 9.49% · $2,068/mo 51% residual · $43,041 buyout + HST | 9.49% · $2,104/mo 50% residual · $42,198 buyout + HST |
| 27 months | 9.49% · $1,928/mo 50% residual · $42,198 buyout + HST | 9.49% · $1,960/mo 49% residual · $41,354 buyout + HST | 9.49% · $1,992/mo 48% residual · $40,510 buyout + HST |
| 36 months | 8.99% · $1,596/mo 48% residual · $40,510 buyout + HST | 8.99% · $1,619/mo 47% residual · $39,666 buyout + HST | 8.99% · $1,665/mo 45% residual · $37,978 buyout + HST |
| 39 months | 8.99% · $1,532/mo 47% residual · $39,666 buyout + HST | 8.99% · $1,553/mo 46% residual · $38,822 buyout + HST | 8.99% · $1,595/mo 44% residual · $37,134 buyout + HST |
| 42 months | 8.99% · $1,496/mo 45% residual · $37,978 buyout + HST | 8.99% · $1,515/mo 44% residual · $37,134 buyout + HST | 8.99% · $1,553/mo 42% residual · $35,446 buyout + HST |
| 48 months | 8.99% · $1,385/mo 44% residual · $37,134 buyout + HST | 8.99% · $1,402/mo 43% residual · $36,290 buyout + HST | 8.99% · $1,450/mo 40% residual · $33,758 buyout + HST |
| 51 months | 8.99% · $1,347/mo 43% residual · $36,290 buyout + HST | 8.99% · $1,362/mo 42% residual · $35,446 buyout + HST | 8.99% · $1,407/mo 39% residual · $32,914 buyout + HST |
| 54 months | 8.99% · $1,313/mo 42% residual · $35,446 buyout + HST | 8.99% · $1,327/mo 41% residual · $34,602 buyout + HST | 8.99% · $1,369/mo 38% residual · $32,070 buyout + HST |
| 60 months | 8.99% · $1,241/mo 41% residual · $34,602 buyout + HST | 8.99% · $1,253/mo 40% residual · $33,758 buyout + HST | 8.99% · $1,302/mo 36% residual · $30,382 buyout + HST |
Compare 2026 1500 trims
| Trim | MSRP | Lowest finance | Lowest lease | Specials |
|---|---|---|---|---|
| Tradesman | $59,495 | $825/mo | $965/mo | Special rate 0% APR |
| Express | $60,995 | $845/mo | $974/mo | Special rate 0% APR |
| Black Express | $62,250 | $862/mo | $996/mo | Special rate 0% APR |
| Black Express - Dealer Special | $62,250 | $837/mo | $996/mo | Special rate 0% APR |
| Big Horn® | $65,095 | $865/mo | $1,076/mo | Special rate 0% APR |
| Warlock | $66,390 | $917/mo | $1,048/mo | Special rate 0% APR |
| Backcountry® | $73,885 | $977/mo | $1,210/mo | Special rate 0% APR |
| Sport | $76,695 | $1,013/mo | $1,184/mo | Special rate 0% APR |
| Rebel® | $78,695 | $1,038/mo | $1,207/mo | Special rate 0% APR |
| Laramie®This trim | $84,395 | $1,111/mo | $1,241/mo | Special rate 0% APR |
| Limited | $96,045 | $1,259/mo | $1,468/mo | Special rate 0% APR |
| LonghornTM | $97,145 | $1,273/mo | $1,487/mo | Special rate 0% APR |
| Tungsten | $109,745 | $1,466/mo | $1,667/mo | Special rate 0% APR |
| RHO | $119,995 | $1,627/mo | $1,875/mo | Special rate 0% APR |
Manufacturer incentives
Eligibility and application rules depend on the published offer.
- Consumer Cash: $11,500, finance at standard rates or cash purchase, applied before tax
- Lease Cash: $11,500, lease, applied before tax
Rate history
- Best finance APR
- Best lease APR
| Update | Best finance APR | Best lease APR | MSRP | Manufacturer cash |
|---|---|---|---|---|
| Nov 4, 2026 | 0% | 8.99% | $84,395 | $11,500 |
| Oct 26, 2026 | 0% | 8.99% | $84,395 | $11,500 |
| Oct 19, 2026 | 0% | 8.99% | $84,395 | $11,500 |
| Oct 12, 2026 | 0% | 8.99% | $84,395 | $11,500 |