Current manufacturer rates · Ontario
2026 Ram 3500 Laramie®
- Best finance
- 0% · 36 mo
- Best lease
- 8.99% · 36 mo
Finance and lease rates, payment estimates, and rate history for this new-car trim.
Rates from Ram Canada's website, checked Nov 4, 2026.
Price before tax
- MSRP
- $92,245
- Freight and PDI
- $2,695
- A/C Tax
- $100
- All-in before tax
- $95,040
Finance rates
Monthly payments assume $0 down and include Ontario HST.
| Term | Finance offers |
|---|---|
| 36 months | 0% special$2,983/mo 4.99% standard with $8,000 cash$2,947/mo |
| 48 months | 0% special$2,237/mo 4.99% standard with $8,000 cash$2,265/mo |
| 60 months | 0% special$1,790/mo 4.99% standard with $8,000 cash$1,856/mo |
| 72 months | 0% special$1,492/mo 4.99% standard with $8,000 cash$1,584/mo |
| 84 months | 1.99% special$1,371/mo 4.99% standard with $8,000 cash$1,390/mo |
| 96 months | 3.49% special$1,284/mo 5.99% standard with $8,000 cash$1,292/mo |
Lease rates
Monthly payments assume $0 down and include Ontario HST.
| Term | 12,000 km/yr | 18,000 km/yr | 24,000 km/yr |
|---|---|---|---|
| 24 months | 9.49% · $2,522/mo 50% residual · $46,122 buyout + HST | 9.49% · $2,561/mo 49% residual · $45,200 buyout + HST | 9.49% · $2,600/mo 48% residual · $44,278 buyout + HST |
| 27 months | 9.49% · $2,342/mo 49% residual · $45,200 buyout + HST | 9.49% · $2,376/mo 48% residual · $44,278 buyout + HST | 9.49% · $2,411/mo 47% residual · $43,355 buyout + HST |
| 36 months | 8.99% · $1,898/mo 48% residual · $44,278 buyout + HST | 8.99% · $1,923/mo 47% residual · $43,355 buyout + HST | 8.99% · $1,973/mo 45% residual · $41,510 buyout + HST |
| 39 months | 8.99% · $1,818/mo 47% residual · $43,355 buyout + HST | 8.99% · $1,840/mo 46% residual · $42,433 buyout + HST | 8.99% · $1,886/mo 44% residual · $40,588 buyout + HST |
| 42 months | 8.99% · $1,748/mo 46% residual · $42,433 buyout + HST | 8.99% · $1,769/mo 45% residual · $41,510 buyout + HST | 8.99% · $1,811/mo 43% residual · $39,665 buyout + HST |
| 48 months | 8.99% · $1,616/mo 45% residual · $41,510 buyout + HST | 8.99% · $1,634/mo 44% residual · $40,588 buyout + HST | 8.99% · $1,687/mo 41% residual · $37,820 buyout + HST |
| 51 months | 8.99% · $1,569/mo 44% residual · $40,588 buyout + HST | 8.99% · $1,586/mo 43% residual · $39,665 buyout + HST | 8.99% · $1,636/mo 40% residual · $36,898 buyout + HST |
| 54 months | 8.99% · $1,528/mo 43% residual · $39,665 buyout + HST | 8.99% · $1,543/mo 42% residual · $38,743 buyout + HST | 8.99% · $1,589/mo 39% residual · $35,976 buyout + HST |
| 60 months | 8.99% · $1,442/mo 42% residual · $38,743 buyout + HST | 8.99% · $1,455/mo 41% residual · $37,820 buyout + HST | 8.99% · $1,509/mo 37% residual · $34,131 buyout + HST |
Compare 2026 3500 trims
| Trim | MSRP | Lowest finance | Lowest lease | Specials |
|---|---|---|---|---|
| Tradesman | $66,945 | $916/mo | $1,131/mo | Special rate 0% APR |
| Big Horn® | $70,445 | $968/mo | $1,104/mo | Special rate 0% APR |
| Laramie®This trim | $92,245 | $1,284/mo | $1,442/mo | Special rate 0% APR |
| Limited | $101,895 | $1,427/mo | $1,627/mo | Special rate 0% APR |
| Limited LonghornTM | $102,895 | $1,443/mo | $1,649/mo | Special rate 0% APR |
Manufacturer incentives
Eligibility and application rules depend on the published offer.
- Consumer Cash: $8,000, finance at standard rates or cash purchase, applied before tax
- Lease Cash: $8,000, lease, applied before tax
Rate history
- Best finance APR
- Best lease APR
| Update | Best finance APR | Best lease APR | MSRP | Manufacturer cash |
|---|---|---|---|---|
| Nov 4, 2026 | 0% | 8.99% | $92,245 | $8,000 |
| Oct 26, 2026 | 0% | 8.99% | $92,245 | $8,000 |
| Oct 19, 2026 | 0% | 8.99% | $92,245 | $8,000 |
| Oct 12, 2026 | 0% | 8.99% | $92,245 | $8,000 |