Current manufacturer rates · Ontario
2026 Ram 3500 Big Horn®
- Best finance
- 0% · 36 mo
- Best lease
- 8.99% · 36 mo
Finance and lease rates, payment estimates, and rate history for this new-car trim.
Rates from Ram Canada's website, checked Nov 4, 2026.

Price before tax
- MSRP
- $70,445
- Freight and PDI
- $2,695
- A/C Tax
- $100
- All-in before tax
- $73,240
Finance rates
Monthly payments assume $0 down and include Ontario HST.
| Term | Finance offers |
|---|---|
| 36 months | 0% special$2,299/mo 4.99% standard with $8,000 cash$2,209/mo |
| 48 months | 0% special$1,724/mo 4.99% standard with $8,000 cash$1,697/mo |
| 60 months | 0% special$1,379/mo 4.99% standard with $8,000 cash$1,391/mo |
| 72 months | 0% special$1,149/mo 4.99% standard with $8,000 cash$1,187/mo |
| 84 months | 1.99% special$1,056/mo 4.99% standard with $8,000 cash$1,042/mo |
| 96 months | 3.49% special$989/mo 5.99% standard with $8,000 cash$968/mo |
Lease rates
Monthly payments assume $0 down and include Ontario HST.
| Term | 12,000 km/yr | 18,000 km/yr | 24,000 km/yr |
|---|---|---|---|
| 24 months | 9.49% · $1,952/mo 47% residual · $33,109 buyout + HST | 9.49% · $1,982/mo 46% residual · $32,405 buyout + HST | 9.49% · $2,012/mo 45% residual · $31,700 buyout + HST |
| 27 months | 9.49% · $1,811/mo 46% residual · $32,405 buyout + HST | 9.49% · $1,837/mo 45% residual · $31,700 buyout + HST | 9.49% · $1,863/mo 44% residual · $30,996 buyout + HST |
| 36 months | 8.99% · $1,482/mo 44% residual · $30,996 buyout + HST | 8.99% · $1,501/mo 43% residual · $30,291 buyout + HST | 8.99% · $1,540/mo 41% residual · $28,882 buyout + HST |
| 39 months | 8.99% · $1,417/mo 43% residual · $30,291 buyout + HST | 8.99% · $1,434/mo 42% residual · $29,587 buyout + HST | 8.99% · $1,469/mo 40% residual · $28,178 buyout + HST |
| 42 months | 8.99% · $1,361/mo 42% residual · $29,587 buyout + HST | 8.99% · $1,377/mo 41% residual · $28,882 buyout + HST | 8.99% · $1,409/mo 39% residual · $27,474 buyout + HST |
| 48 months | 8.99% · $1,254/mo 41% residual · $28,882 buyout + HST | 8.99% · $1,268/mo 40% residual · $28,178 buyout + HST | 8.99% · $1,309/mo 37% residual · $26,065 buyout + HST |
| 51 months | 8.99% · $1,217/mo 40% residual · $28,178 buyout + HST | 8.99% · $1,229/mo 39% residual · $27,474 buyout + HST | 8.99% · $1,267/mo 36% residual · $25,360 buyout + HST |
| 54 months | 8.99% · $1,183/mo 39% residual · $27,474 buyout + HST | 8.99% · $1,194/mo 38% residual · $26,769 buyout + HST | 8.99% · $1,230/mo 35% residual · $24,656 buyout + HST |
| 60 months | 8.99% · $1,104/mo 39% residual · $27,474 buyout + HST | 8.99% · $1,114/mo 38% residual · $26,769 buyout + HST | 8.99% · $1,155/mo 34% residual · $23,951 buyout + HST |
Compare 2026 3500 trims
| Trim | MSRP | Lowest finance | Lowest lease | Specials |
|---|---|---|---|---|
| Tradesman | $66,945 | $916/mo | $1,131/mo | Special rate 0% APR |
| Big Horn®This trim | $70,445 | $968/mo | $1,104/mo | Special rate 0% APR |
| Laramie® | $92,245 | $1,284/mo | $1,442/mo | Special rate 0% APR |
| Limited | $101,895 | $1,427/mo | $1,627/mo | Special rate 0% APR |
| Limited LonghornTM | $102,895 | $1,443/mo | $1,649/mo | Special rate 0% APR |
Manufacturer incentives
Eligibility and application rules depend on the published offer.
- Consumer Cash: $8,000, finance at standard rates or cash purchase, applied before tax
- Lease Cash: $8,000, lease, applied before tax
Rate history
- Best finance APR
- Best lease APR
| Update | Best finance APR | Best lease APR | MSRP | Manufacturer cash |
|---|---|---|---|---|
| Nov 4, 2026 | 0% | 8.99% | $70,445 | $8,000 |
| Oct 26, 2026 | 0% | 8.99% | $70,445 | $8,000 |
| Oct 19, 2026 | 0% | 8.99% | $70,445 | $8,000 |
| Oct 12, 2026 | 0% | 8.99% | $70,445 | $8,000 |