Current manufacturer rates · Ontario
2026 Ram 2500 Laramie®
- Best finance
- 0% · 36 mo
- Best lease
- 8.99% · 36 mo
Finance and lease rates, payment estimates, and rate history for this new-car trim.
Rates from Ram Canada's website, checked Nov 4, 2026.
Price before tax
- MSRP
- $91,245
- Freight and PDI
- $2,695
- A/C Tax
- $100
- All-in before tax
- $94,040
Finance rates
Monthly payments assume $0 down and include Ontario HST.
| Term | Finance offers |
|---|---|
| 36 months | 0% special$2,952/mo 4.99% standard with $8,000 cash$2,913/mo |
| 48 months | 0% special$2,214/mo 4.99% standard with $8,000 cash$2,239/mo |
| 60 months | 0% special$1,771/mo 4.99% standard with $8,000 cash$1,834/mo |
| 72 months | 0% special$1,476/mo 4.99% standard with $8,000 cash$1,565/mo |
| 84 months | 1.99% special$1,356/mo 4.99% standard with $8,000 cash$1,374/mo |
| 96 months | 3.49% special$1,270/mo 5.99% standard with $8,000 cash$1,277/mo |
Lease rates
Monthly payments assume $0 down and include Ontario HST.
| Term | 12,000 km/yr | 18,000 km/yr | 24,000 km/yr |
|---|---|---|---|
| 24 months | 9.49% · $2,414/mo 52% residual · $47,447 buyout + HST | 9.49% · $2,452/mo 51% residual · $46,535 buyout + HST | 9.49% · $2,491/mo 50% residual · $45,622 buyout + HST |
| 27 months | 9.49% · $2,246/mo 51% residual · $46,535 buyout + HST | 9.49% · $2,280/mo 50% residual · $45,622 buyout + HST | 9.49% · $2,314/mo 49% residual · $44,710 buyout + HST |
| 36 months | 8.99% · $1,826/mo 50% residual · $45,622 buyout + HST | 8.99% · $1,851/mo 49% residual · $44,710 buyout + HST | 8.99% · $1,900/mo 47% residual · $42,885 buyout + HST |
| 39 months | 8.99% · $1,751/mo 49% residual · $44,710 buyout + HST | 8.99% · $1,774/mo 48% residual · $43,798 buyout + HST | 8.99% · $1,819/mo 46% residual · $41,973 buyout + HST |
| 42 months | 8.99% · $1,686/mo 48% residual · $43,798 buyout + HST | 8.99% · $1,707/mo 47% residual · $42,885 buyout + HST | 8.99% · $1,748/mo 45% residual · $41,060 buyout + HST |
| 48 months | 8.99% · $1,562/mo 47% residual · $42,885 buyout + HST | 8.99% · $1,579/mo 46% residual · $41,973 buyout + HST | 8.99% · $1,632/mo 43% residual · $39,235 buyout + HST |
| 51 months | 8.99% · $1,518/mo 46% residual · $41,973 buyout + HST | 8.99% · $1,535/mo 45% residual · $41,060 buyout + HST | 8.99% · $1,584/mo 42% residual · $38,323 buyout + HST |
| 54 months | 8.99% · $1,479/mo 45% residual · $41,060 buyout + HST | 8.99% · $1,494/mo 44% residual · $40,148 buyout + HST | 8.99% · $1,540/mo 41% residual · $37,410 buyout + HST |
| 60 months | 8.99% · $1,398/mo 44% residual · $40,148 buyout + HST | 8.99% · $1,412/mo 43% residual · $39,235 buyout + HST | 8.99% · $1,465/mo 39% residual · $35,586 buyout + HST |
Compare 2026 2500 trims
| Trim | MSRP | Lowest finance | Lowest lease | Specials |
|---|---|---|---|---|
| Tradesman | $65,945 | $902/mo | $1,064/mo | Special rate 0% APR |
| Big Horn® | $69,445 | $954/mo | $1,076/mo | Special rate 0% APR |
| Black Express | $77,440 | $1,072/mo | $1,203/mo | Special rate 0% APR |
| Warlock | $77,940 | $1,080/mo | $1,200/mo | Special rate 0% APR |
| Laramie®This trim | $91,245 | $1,270/mo | $1,398/mo | Special rate 0% APR |
| Power Wagon® | $91,495 | $1,274/mo | $1,389/mo | Special rate 0% APR |
| Rebel® | $91,495 | $1,274/mo | $1,403/mo | Special rate 0% APR |
| Limited | $99,895 | $1,394/mo | $1,540/mo | Special rate 0% APR |
Manufacturer incentives
Eligibility and application rules depend on the published offer.
- Consumer Cash: $8,000, finance at standard rates or cash purchase, applied before tax
- Lease Cash: $8,000, lease, applied before tax
Rate history
- Best finance APR
- Best lease APR
| Update | Best finance APR | Best lease APR | MSRP | Manufacturer cash |
|---|---|---|---|---|
| Nov 4, 2026 | 0% | 8.99% | $91,245 | $8,000 |
| Oct 26, 2026 | 0% | 8.99% | $91,245 | $8,000 |
| Oct 19, 2026 | 0% | 8.99% | $91,245 | $8,000 |
| Oct 12, 2026 | 0% | 8.99% | $91,245 | $8,000 |