Current manufacturer rates · Ontario

2027 Kia K4 EX

Best finance
4.99% · 24 mo
Best lease
6.99% · 36 mo

Also: 2026 K4 →

Finance and lease rates, payment estimates, and rate history for this new-car trim.

Rates from Kia Canada's website, checked Nov 4, 2026.

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Photos

Manufacturer photos. May show other trims, colours or options.

Price before tax

MSRP
$27,295
Freight and PDI
$1,935
Paint: Aurora Black (no charge), other colours +$250
$0
Regulatory Fees
$22
A/C Tax
$100
Tire Recycling Fee
$22
Oil Filter Fee
$1
Admin Fee
$699
PPSA (finance only)
$126
PPSA (lease only)
$126
Finance total before tax
$30,201
Lease total before tax
$30,201

Finance rates

Monthly payments assume $0 down and include Ontario HST.

TermFinance offers
24 months
4.99%$1,497/mo
36 months
4.99%$1,023/mo
48 months
4.99%$786/mo
60 months
4.99%$644/mo
72 months
5.49%$557/mo
84 months
5.99%$498/mo

Lease rates

Monthly payments assume $0 down and include Ontario HST.

Term16,000 km/yr20,000 km/yr24,000 km/yr
36 months
6.99% · $569/mo
58% residual · $17,011 buyout + HST
6.99% · $578/mo
57% residual · $16,718 buyout + HST
6.99% · $594/mo
55% residual · $16,132 buyout + HST
48 months
7.49% · $542/mo
47% residual · $13,785 buyout + HST
7.49% · $547/mo
46% residual · $13,492 buyout + HST
7.49% · $559/mo
44% residual · $12,905 buyout + HST
60 months
7.99% · $510/mo
39% residual · $11,439 buyout + HST
7.99% · $514/mo
38% residual · $11,145 buyout + HST
7.99% · $523/mo
36% residual · $10,559 buyout + HST

Compare 2027 K4 trims

TrimMSRPLowest financeLowest leaseSpecials
LX$24,495$452/mo$455/mo—
EXThis trim$27,295$498/mo$510/mo—
EX+$28,795$523/mo$535/mo—
EX Premium$30,695$554/mo$567/mo—
GT-Line Turbo$32,295$581/mo$583/mo—
GT-Line Turbo Limited$35,295$630/mo$632/mo—

Compare side by side in the finder →

Rate history

Best finance and lease APR over timeFinance and lease interest rates checked twice a month.7.5%6.5%5.5%4.5%Oct 26, 2026: finance 4.99%Nov 4, 2026: finance 4.99%Oct 26, 2026: lease 6.99%Nov 4, 2026: lease 6.99%Oct 26Nov 4
  • Best finance APR
  • Best lease APR
UpdateBest finance APRBest lease APRMSRPManufacturer cash
Nov 4, 20264.99%6.99%$27,295$0
Oct 26, 20264.99%6.99%$27,295$0