Current manufacturer rates · Ontario
2027 Kia K4 EX
- Best finance
- 4.99% · 24 mo
- Best lease
- 6.99% · 36 mo
Also: 2026 K4 →
Finance and lease rates, payment estimates, and rate history for this new-car trim.
Rates from Kia Canada's website, checked Nov 4, 2026.

Photos
Manufacturer photos. May show other trims, colours or options.
Price before tax
- MSRP
- $27,295
- Freight and PDI
- $1,935
- Paint: Aurora Black (no charge), other colours +$250
- $0
- Regulatory Fees
- $22
- A/C Tax
- $100
- Tire Recycling Fee
- $22
- Oil Filter Fee
- $1
- Admin Fee
- $699
- PPSA (finance only)
- $126
- PPSA (lease only)
- $126
- Finance total before tax
- $30,201
- Lease total before tax
- $30,201
Finance rates
Monthly payments assume $0 down and include Ontario HST.
| Term | Finance offers |
|---|---|
| 24 months | 4.99%$1,497/mo |
| 36 months | 4.99%$1,023/mo |
| 48 months | 4.99%$786/mo |
| 60 months | 4.99%$644/mo |
| 72 months | 5.49%$557/mo |
| 84 months | 5.99%$498/mo |
Lease rates
Monthly payments assume $0 down and include Ontario HST.
| Term | 16,000 km/yr | 20,000 km/yr | 24,000 km/yr |
|---|---|---|---|
| 36 months | 6.99% · $569/mo 58% residual · $17,011 buyout + HST | 6.99% · $578/mo 57% residual · $16,718 buyout + HST | 6.99% · $594/mo 55% residual · $16,132 buyout + HST |
| 48 months | 7.49% · $542/mo 47% residual · $13,785 buyout + HST | 7.49% · $547/mo 46% residual · $13,492 buyout + HST | 7.49% · $559/mo 44% residual · $12,905 buyout + HST |
| 60 months | 7.99% · $510/mo 39% residual · $11,439 buyout + HST | 7.99% · $514/mo 38% residual · $11,145 buyout + HST | 7.99% · $523/mo 36% residual · $10,559 buyout + HST |
Compare 2027 K4 trims
| Trim | MSRP | Lowest finance | Lowest lease | Specials |
|---|---|---|---|---|
| LX | $24,495 | $452/mo | $455/mo | — |
| EXThis trim | $27,295 | $498/mo | $510/mo | — |
| EX+ | $28,795 | $523/mo | $535/mo | — |
| EX Premium | $30,695 | $554/mo | $567/mo | — |
| GT-Line Turbo | $32,295 | $581/mo | $583/mo | — |
| GT-Line Turbo Limited | $35,295 | $630/mo | $632/mo | — |
Rate history
- Best finance APR
- Best lease APR
| Update | Best finance APR | Best lease APR | MSRP | Manufacturer cash |
|---|---|---|---|---|
| Nov 4, 2026 | 4.99% | 6.99% | $27,295 | $0 |
| Oct 26, 2026 | 4.99% | 6.99% | $27,295 | $0 |