Current manufacturer rates · Ontario

2026 Toyota 4Runner SR5

Best finance
3.29% · 36 mo
Best lease
6.89% · 24 mo

Finance and lease rates, payment estimates, and rate history for this new-car trim.

Rates from Toyota Canada's website, checked Nov 4, 2026.

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Photos

Manufacturer photos. May show other trims, colours or options.

Price before tax

MSRP
$58,647
Freight and PDI
$1,930
OMVIC fee
$22
All-in before tax
$60,599

Finance rates

Monthly payments assume $0 down and include Ontario HST.

TermFinance offers
36 months
3.29%$2,000/mo
48 months
5.19%$1,583/mo
60 months
5.69%$1,314/mo
72 months
6.19%$1,141/mo
84 months
6.19%$1,007/mo

Lease rates

Monthly payments assume $0 down and include Ontario HST.

Term24,000 km/yrOther
24 months
6.89% · $1,533/mo
59% residual · $34,602 buyout + HST Estimated
—
28 months
—
48,000 km total
6.89% · $1,380/mo
58% residual · $34,015 buyout + HST Estimated
36 months
6.89% · $1,273/mo
50% residual · $29,323 buyout + HST Estimated
—
40 months
—
72,000 km total
6.89% · $1,180/mo
49.7% residual · $29,148 buyout + HST Estimated
48 months
7.19% · $1,123/mo
43% residual · $25,218 buyout + HST Estimated
—
52 months
—
96,000 km total
7.19% · $1,056/mo
43.3% residual · $25,394 buyout + HST Estimated
60 months
7.29% · $1,006/mo
38% residual · $22,286 buyout + HST Estimated
—

Compare 2026 4Runner trims

TrimMSRPLowest financeLowest leaseSpecials
SR5This trim$58,647$1,007/mo$1,006/mo—
SR5 TRD Sport$68,251$1,166/mo$1,164/mo—
SR5 TRD Off Road Premium$78,531$1,337/mo$1,332/mo—
SR5 Limited 7 Passenger$86,895$1,476/mo$1,470/mo—

Compare side by side in the finder →

Rate history

Best finance and lease APR over timeFinance and lease interest rates checked twice a month.7.4%5.8%4.1%2.5%Oct 12, 2026: finance 2.99%Oct 19, 2026: finance 2.99%Oct 26, 2026: finance 2.99%Nov 4, 2026: finance 3.29%Oct 12, 2026: lease 6.59%Oct 19, 2026: lease 6.59%Oct 26, 2026: lease 6.59%Nov 4, 2026: lease 6.89%Oct 12Oct 19Oct 26Nov 4
  • Best finance APR
  • Best lease APR
UpdateBest finance APRBest lease APRMSRPManufacturer cash
Nov 4, 20263.29%6.89%$58,647$0
Oct 26, 20262.99%6.59%$58,647$0
Oct 19, 20262.99%6.59%$58,647$0
Oct 12, 20262.99%6.59%$58,647$0