Current manufacturer rates · Ontario
2026 Kia Sportage X-Line
Best finance
0.99% · 24 mo
Best lease
4.69% · 36 mo
Finance and lease rates, payment estimates, and weekly history for this new-car trim.
Rates from Kia Canada's website, checked Oct 13, 2026.
Price before tax
- MSRP
- $38,195
- Freight and PDI
- $2,185
- Regulatory Fees
- $22
- A/C Tax
- $100
- Tire Recycling Fee
- $22
- Oil Filter Fee
- $1
- Admin Fee
- $699
- PPSA (lease only)
- $126
- Finance total before tax
- $41,225
- Lease total before tax
- $41,351
Finance rates
Monthly payments assume $0 down and include Ontario HST.
| Term | Finance offers |
|---|---|
| 24 months | 0.99% special— |
| 36 months | 0.99% special— |
| 48 months | 0.99% special— |
| 60 months | 1.99% special— |
| 72 months | 3.49% special— |
| 84 months | 3.99% special— |
Lease rates
Monthly payments assume $0 down and include Ontario HST.
| Term | 16,000 km/yr | 20,000 km/yr | 24,000 km/yr |
|---|---|---|---|
| 36 months | 4.69% special · — 63% residual | 4.69% special · — 62% residual | 4.69% special · — 60% residual |
| 48 months | 4.99% special · — 54% residual | 4.99% special · — 53% residual | 4.99% special · — 51% residual |
| 60 months | 5.29% special · — 46% residual | 5.29% special · — 45% residual | 5.29% special · — 43% residual |
Manufacturer incentives
Eligibility and application rules depend on the published offer.
- Term cash: $500, finance at standard rates, 60 months, 60
- Term cash: $500, finance at standard rates, 72 months, 72
- Term cash: $500, finance at standard rates, 84 months, 84
- Term cash: $500, lease
Rate history
| Week | Best finance APR | Best lease APR | MSRP | Manufacturer cash |
|---|---|---|---|---|
| Oct 12, 2026 | 0.99% | 4.69% | $38,195 | $0 |
Tracking since Oct 13, 2026. Rates are checked every Sunday, so the weekly history starts here.