Current manufacturer rates · Ontario
2027 GMC Terrain Elevation
Best finance
2.99% · 36 mo
Best lease
3.9% · 24 mo
Finance and lease rates, payment estimates, and weekly history for this new-car trim.
Rates from GMC Canada's website (manual capture), checked Oct 13, 2026.
Price before tax
- MSRP
- $38,949
- Freight and PDI
- $2,500
- A/C Tax
- $100
- Dealer fee
- $699
- OMVIC
- $22
- Tire Fee
- $22
- All-in before tax
- $42,292
Finance rates
Monthly payments assume $0 down and include Ontario HST.
| Term | Finance offers |
|---|---|
| 36 months | 2.99% special— |
| 48 months | 2.99% special— |
| 60 months | 2.99% special— |
| 72 months | 2.99% special— |
| 84 months | 3.49% special— |
Lease rates
Monthly payments assume $0 down and include Ontario HST.
| Term | 16,000 km/yr | 20,000 km/yr | 24,000 km/yr |
|---|---|---|---|
| 24 months | 3.9% special · — 77% residual · $32,565 buyout + HST | 3.9% special · — 76% residual · $32,142 buyout + HST | 3.9% special · — 74% residual · $31,296 buyout + HST |
| 36 months | 3.9% special · — 60% residual · $25,376 buyout + HST | 3.9% special · — 59% residual · $24,953 buyout + HST | 3.9% special · — 57% residual · $24,107 buyout + HST |
| 48 months | 3.9% special · — 54% residual · $22,838 buyout + HST | 3.9% special · — 53% residual · $22,415 buyout + HST | 3.9% special · — 51% residual · $21,569 buyout + HST |
Rate history
| Week | Best finance APR | Best lease APR | MSRP | Manufacturer cash |
|---|---|---|---|---|
| Oct 13, 2026 | 2.99% | 3.9% | $38,949 | $0 |
Tracking since Oct 13, 2026. Rates are checked every Sunday, so the weekly history starts here.