Current manufacturer rates · Ontario
2026 Cadillac Xt5 Luxury FWD 6NF26_1SA
Best finance
0% · 36 mo
Best lease
3.9% · 24 mo
Finance and lease rates, payment estimates, and weekly history for this new-car trim.
Rates from Cadillac Canada's website (manual capture), checked Oct 13, 2026.
Price before tax
- MSRP
- $51,199
- Freight and PDI
- $2,900
- A/C Tax
- $100
- Dealer fee
- $699
- OMVIC
- $22
- Tire Fee
- $22
- All-in before tax
- $54,942
Finance rates
Monthly payments assume $0 down and include Ontario HST.
| Term | Finance offers |
|---|---|
| 36 months | 0% special— |
| 48 months | 0% special— |
| 60 months | 0% special— |
| 72 months | 0% special— |
| 84 months | 0% special— |
Lease rates
Monthly payments assume $0 down and include Ontario HST.
| Term | 16,000 km/yr | 20,000 km/yr | 24,000 km/yr |
|---|---|---|---|
| 24 months | 3.9% special · — 72% residual · $39,559 buyout + HST | 3.9% special · — 71% residual · $39,009 buyout + HST | 3.9% special · — 69% residual · $37,910 buyout + HST |
| 36 months | 3.9% special · — 58% residual · $31,867 buyout + HST | 3.9% special · — 57% residual · $31,317 buyout + HST | 3.9% special · — 55% residual · $30,218 buyout + HST |
| 48 months | 3.9% special · — 49% residual · $26,922 buyout + HST | 3.9% special · — 48% residual · $26,372 buyout + HST | 3.9% special · — 46% residual · $25,274 buyout + HST |
Rate history
| Week | Best finance APR | Best lease APR | MSRP | Manufacturer cash |
|---|---|---|---|---|
| Oct 13, 2026 | 0% | 3.9% | $51,199 | $0 |
Tracking since Oct 13, 2026. Rates are checked every Sunday, so the weekly history starts here.