Current manufacturer rates · Ontario
2026 Cadillac Optiq Premium Luxury AWD 6MP26_1SE-AWD
Best finance
0% · 36 mo
Best lease
3.9% · 24 mo
Finance and lease rates, payment estimates, and weekly history for this new-car trim.
Rates from Cadillac Canada's website (manual capture), checked Oct 13, 2026.
Price before tax
- MSRP
- $64,999
- Freight and PDI
- $2,800
- A/C Tax
- $100
- Dealer fee
- $699
- OMVIC
- $22
- Tire Fee
- $22
- All-in before tax
- $68,642
Finance rates
Monthly payments assume $0 down and include Ontario HST.
| Term | Finance offers |
|---|---|
| 36 months | 0% special— |
| 48 months | 0% special— |
| 60 months | 0% special— |
| 72 months | 0% special— |
| 84 months | 0% special— |
Lease rates
Monthly payments assume $0 down and include Ontario HST.
| Term | 16,000 km/yr | 20,000 km/yr | 24,000 km/yr |
|---|---|---|---|
| 24 months | 3.9% special · — 63% residual · $43,245 buyout + HST | 3.9% special · — 62% residual · $42,558 buyout + HST | 3.9% special · — 60% residual · $41,186 buyout + HST |
| 36 months | 3.9% special · — 50% residual · $34,321 buyout + HST | 3.9% special · — 49% residual · $33,635 buyout + HST | 3.9% special · — 47% residual · $32,262 buyout + HST |
| 48 months | 3.9% special · — 44% residual · $30,203 buyout + HST | 3.9% special · — 43% residual · $29,516 buyout + HST | 3.9% special · — 41% residual · $28,143 buyout + HST |
Rate history
| Week | Best finance APR | Best lease APR | MSRP | Manufacturer cash |
|---|---|---|---|---|
| Oct 13, 2026 | 0% | 3.9% | $64,999 | $0 |
Tracking since Oct 13, 2026. Rates are checked every Sunday, so the weekly history starts here.