Current manufacturer rates · Ontario
2026 Buick Encore Gx Preferred FWD 4TR26_1SB
Best finance
0% · 36 mo
Best lease
3.9% · 24 mo
Finance and lease rates, payment estimates, and weekly history for this new-car trim.
Rates from Buick Canada's website (manual capture), checked Oct 13, 2026.
Price before tax
- MSRP
- $31,349
- Freight and PDI
- $2,300
- A/C Tax
- $100
- Dealer fee
- $699
- OMVIC
- $22
- Tire Fee
- $22
- All-in before tax
- $34,492
Finance rates
Monthly payments assume $0 down and include Ontario HST.
| Term | Finance offers |
|---|---|
| 36 months | 0% special— |
| 48 months | 0.99% special— |
| 60 months | 1.99%— |
| 72 months | 2.99%— |
| 84 months | 2.99%— |
Lease rates
Monthly payments assume $0 down and include Ontario HST.
| Term | 16,000 km/yr | 20,000 km/yr | 24,000 km/yr |
|---|---|---|---|
| 24 months | 3.9% special · — 76% residual · $26,214 buyout + HST | 3.9% special · — 75% residual · $25,869 buyout + HST | 3.9% special · — 73% residual · $25,180 buyout + HST |
| 36 months | 3.9% special · — 62% residual · $21,385 buyout + HST | 3.9% special · — 61% residual · $21,040 buyout + HST | 3.9% special · — 59% residual · $20,351 buyout + HST |
| 48 months | 3.9% special · — 53% residual · $18,281 buyout + HST | 3.9% special · — 52% residual · $17,936 buyout + HST | 3.9% special · — 50% residual · $17,246 buyout + HST |
Rate history
| Week | Best finance APR | Best lease APR | MSRP | Manufacturer cash |
|---|---|---|---|---|
| Oct 13, 2026 | 0% | 3.9% | $31,349 | $0 |
Tracking since Oct 13, 2026. Rates are checked every Sunday, so the weekly history starts here.