Current manufacturer rates · Ontario
2026 BMW XM Label XM Label
Best finance
0.49% · 60 mo
Best lease
6.99% · 48 mo
Finance and lease rates, payment estimates, and weekly history for this new-car trim.
Rates from BMW Canada's website, checked Oct 12, 2026.
Price before tax
- MSRP
- $220,000
- Freight and PDI
- $2,955
- OMVIC fee
- $22
- Federal luxury tax
- $22,298
- All-in before tax
- $245,275
Finance rates
Monthly payments assume $0 down and include Ontario HST.
| Term | Finance offers |
|---|---|
| 60 months | 0.49% special— |
Lease rates
Monthly payments assume $0 down and include Ontario HST.
| Term | 16,000 km/yr |
|---|---|
| 48 months | 6.99% · — 38% residual |
Rate history
| Week | Best finance APR | Best lease APR | MSRP | Manufacturer cash |
|---|---|---|---|---|
| Oct 12, 2026 | 0.49% | 6.99% | $220,000 | $0 |
Tracking since Oct 12, 2026. Rates are checked every Sunday, so the weekly history starts here.